Investing is a deeply personal journey. No crowd or individual should dictate how you manage your wealth. Your own instincts, insights, and independent judgment are among the most important guides in making financial decisions. Guided by this philosophy, MaiMoney strives to create an open investment environment where investors have access to the tools and information they need to make decisions that best suit their individual needs.

Today, MaiMoney is proud to mark a new milestone in this journey with the official signing of a fund distribution agreement with Amber Capital Fund Management Joint Stock Company (Amber Capital), enabling the distribution of open-ended fund certificates.

This partnership represents an important step in expanding MaiMoney's product ecosystem, while making professionally managed investment products more accessible and transparent to individual investors.

1. An All-in-One Investment Experience

No more switching between multiple apps or tracking assets across disconnected channels. With this new integration, Amber Capital's open-ended fund certificates will be available directly on the MaiMoney platform.

• Investors can now put their own judgment into action and:
• Access transparent and comprehensive fund information.
• Place buy and sell orders in just a few taps.

Monitor their entire portfolio and fund certificate holdings, with updates available in one centralized system.

The investment journey becomes more seamless and easier to manage, with a clear view of each investment throughout its lifecycle.

2. Two Fund Options to Match Your Risk Appetite

The partnership with Amber Capital introduces two fund options designed to serve distinct financial goals, giving investors the freedom to choose what works best for them.

• Amber Safe Bond Fund (ASBF): Designed for investors who prioritize capital preservation and seek relatively stable returns. ASBF focuses on high-quality, liquid fixed-income instruments, including bank deposits, certificates of deposit, and listed bonds.
• Amber Equity Investment Fund (AEIF): Designed for investors who believe in the market's long-term growth potential and aim to build wealth over time. AEIF focuses on leading listed companies with strong fundamentals, competitive advantages, and attractive growth prospects.

Investors can start with the fund that best fits their current circumstances and adjust their portfolios as their financial goals evolve.

3. Get Started with MaiMoney x Amber Capital in 4 Simple Steps

Building a sustainable investment habit has never been more convenient. With just four steps on your phone, you can start investing in Amber Capital's open-ended fund certificates.

Step 1: Download the app and verify your account

For new users: Download the MaiMoney app from the App Store or Google Play, register an account, and complete electronic Know Your Customer (eKYC) verification directly in the app.

For existing users: Complete the required identity verification and account-opening procedures with MaiMoney to sign the account agreement for open-ended fund certificate trading, in accordance with applicable regulations.

Step 2: Choose a fund and place an order

Navigate to the Open-Ended Funds section and review the information on ASBF or AEIF carefully. Once you have made your decision, enter the amount you wish to invest and place your order on the platform.

Step 3: Transfer funds to complete your payment

Once your order has been placed successfully, the system will display the payment details, including the fund management company's beneficiary account number, the required amount, and the exact transfer reference.

Open your mobile banking app and make the transfer using the payment details provided by MaiMoney.

Step 4: Track your order and receive your fund certificates

The fund management company will receive your payment, process the order, and allocate the corresponding fund certificates. You can track your order status and monitor your entire investment portfolio directly in the Portfolio section of the MaiMoney app.

4. The Beginning of a More Open Investment Ecosystem

Commenting on the partnership, Ms. Nguyễn Xuân Nhi, Chief Executive Officer of MaiMoney, emphasized:

"Our goal is to make investing more accessible from the very first step. Rather than having to choose between leaving money idle and investing in products with fluctuations beyond their comfort level, investors can start with products that align with their risk appetite and financial goals, then gradually adjust their portfolios as their needs evolve.

Amber Capital's products allow us to offer investors a suitable starting point and a clear path forward. We believe this is the foundation of a sustainable investment habit."

Sharing this vision, Ms. Nguyễn Thanh Hiếu, General Director of Amber Capital, expressed her expectation that the combination of Amber Capital's extensive fund management expertise and MaiMoney's advanced technology platform will bring professionally managed investment products closer to a wider audience.

Amber Capital is a key partner in the initial phase of MaiMoney's open-architecture strategy. Looking ahead, we will continue partnering with other reputable financial institutions to diversify our product offering and give investors more choices to meet their individual needs.

Amber Capital's open-ended fund certificates are expected to be available on the MaiMoney app soon. Get ready to explore new investment opportunities, trust your own judgment, and build a sustainable investment habit with MaiMoney!

Open the MaiMoney app today to stay up to date with the latest product announcements!