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MaiMoney is an investment technology brand and platform that helps customers research, access and track investment products in a more convenient digital experience.

For open-ended fund certificates, distribution is carried out through MAIMONEY TECHNOLOGIES under Certificate of Registration for Public Fund Certificate Distribution No. 411/GCN-UBCK, issued by the State Securities Commission of Vietnam.

MaiMoney is not a bank, does not directly manage fund assets and does not promise investment returns.

Depending on which products are available, investors can access:

• MaiGreen and MaiCash+, managed under the arrangements and agreements in place with Viet Tin Capital.
• Open-ended fund certificates, managed by the fund management company named on each product's information page and distributed through MAIMONEY TECHNOLOGIES.

Products or features that have not launched yet are clearly marked “In development” or “Coming soon”.

Each product's information page sets out the material facts about the investment: its objective, its strategy, its risk level, its past performance, its costs, its liquidity terms and the related documents.

Investments are not guaranteed in terms of capital or returns. The value of an investment may rise or fall depending on the characteristics and performance of each product, and you may lose part or all of the capital you invest.

All investment products carry risk at varying levels. Before making an investment decision, you should proactively review the information and applicable conditions of each product, and consider your objectives, investment horizon and risk tolerance.

For open-ended fund certificates, you should carefully read the prospectus, fund charter, disclosure documents, information on investment objectives and strategies, risk levels, fees and other related materials before deciding to invest.

You should ensure you fully understand the characteristics, risks and conditions of a product before placing a transaction.

You may need to provide identification details, complete electronic verification and register a bank account in your own name. Some products may require additional information under the rules that apply to them.

MaiMoney will walk you through each step along the way.

Your money is transferred directly to the fund's account at its supervisory bank, as required by regulation. MAIMONEY TECHNOLOGIES does not receive or hold investors' subscription money itself.

A fund's net asset value is calculated and published on that fund's official valuation schedule.

MaiMoney updates what the app displays once it receives confirmed data from the fund management company or the relevant service provider. Portfolio values and order statuses may not update in real time.

You can submit a redemption order directly through the MaiMoney app. Once the order is processed, the proceeds will be automatically transferred by the Fund to the personal bank account registered with MaiMoney.

The processing and settlement schedule follows the terms and schedule published by each open-ended fund.